Inflation Calculator
Calculate how inflation affects your expenses over time and understand the impact on your purchasing power.
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What is an Inflation Calculator?
An Inflation Calculator helps you estimate how much a specific amount of money today will be worth in the future, based on a given annual inflation rate. It adjusts for the declining purchasing power of money over time, allowing you to better plan for long-term financial goals.
For example, if your monthly household expense is Rs. 100,000 today, and inflation averages 8% annually, that same lifestyle could cost over Rs. 215,000 a decade from now. By calculating this, you can prepare for future costs more realistically.
Inflation affects every part of your financial life — from groceries to education, housing, and healthcare. If you're investing for long-term goals, accounting for inflation ensures you're not underestimating how much you'll actually need. This tool is especially useful for:
🎓 Education planning
🏡 Buying property or building a home
🧓 Retirement savings
💼 General wealth management
How Behtari's Inflation Calculator Helps
Behtari's Inflation Calculator for Pakistan is a simple tool designed to help investors and savers project the future value of their money. Whether you're using it alongside our Goal Calculator or SIP Calculator, it ensures your financial planning remains inflation-adjusted and future-ready.
How to Use It
Just enter the following:
• Current Amount (PKR): The amount you want to calculate the future value for
• Annual Inflation Rate (%): Your assumption of inflation (e.g. 6%–9%)
• Time Period (in years): How far into the future you're planning
The calculator will display the inflated amount — what you'll actually need in the future to match today's value.
Example Calculation
Future Value = Present Value × (1 + r/100)ⁿ
Where:
Present Value = Your current amount
r = Annual inflation rate
n = Number of years into the future
Example:
Let's say:
• Present Value = Rs. 500,000
• Inflation Rate = 7%
• Time Period = 10 years
Future Value = 500,000 × (1 + 0.07)¹⁰ = Rs. 983,575
This means Rs. 500,000 today will be equivalent to nearly Rs. 983,575 in 10 years at 7% inflation.
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